Welcome to Hertrich Buick GMC of Salisbury's Finance Center

At Hertrich Buick GMC of Salisbury, we aim to make your vehicle buying and financing experience hassle-free in our no-pressure sales environment. Our knowledgeable staff members are here to help you navigate our convenient online pre-approval process or provide you with on-site financing. We work with a wide variety of financial institutions to provide financing for all credit levels.
Regardless of your credit situation or car buying history, we can put together flexible options that fit your budget and make it even easier to shop for a new vehicle.
PREQUALIFY for auto financing with no credit impact. It's quick, easy and won't affect your credit score.

How Does Financing a Car Work?

For both first-time and experienced car buyers, financing a car may seem overwhelming. The financial experts at Hertrich Buick GMC of Salisbury are here to guide you through auto financing options and explain how the process works.
Financing a car involves taking out a car loan from a financial institution, such as a bank or credit union. We have close relationships with over a number of credit unions, local and national banks. Our team will work with you and your budget to apply for an auto loan.

Buy or Lease Options

Financing a car with a loan is a commitment to pay off the entire cost of the vehicle over a set time, after which you'll own the vehicle. Leasing a car is another popular option for those shopping for a new vehicle or people who upgrade their vehicles often. With a lease, you're paying for a portion of the vehicle's costs and not the vehicle itself. Essentially, you're paying to borrow the car and keep the mileage under a certain figure.
If you really enjoyed your leased vehicle and would like to keep it, you have the option to purchase the vehicle with a lease buy-out at the end of the lease period. Not sure if buying or leasing a car is the best option for you? Our knowledgeable finance experts are here to guide you through the decision. They'll ask you a few questions to help you determine the best car-buying approach for you.
Financing a car is an exciting decision, and we're here to help make the process as easy as possible. At Hertrich, we strive to make your entire car-buying experience a hassle-free and enjoyable one. You can shop for the perfect vehicle with reassurance that you will be taken care of by our entire team in our no-pressure environment.

Bad Credit/No Credit Options

Whether you have good credit, bad credit or no credit, our team is here to help you get approved no matter your credit situation. There isn't a set credit score that lenders are looking for in potential buyers, and we're here to help match you with the financial institution that will work with people who have bad credit, bankruptcies, less than perfect credit, or no credit history.

Documents Needed for Loan Process

When you arrive at Hertrich Buick GMC of Salisbury, there are a few essential documents we ask for to speed up the auto loan process, including:
  • Driver's license to provide us with proof of your identity.
  • Proof of your current auto insurance from your trade-in or any other vehicle you own.
  • Form of payment if you're going to offer a down payment.
  • If trading in a vehicle, we will need the vehicle's current or valid registration, title and payoff information.

Value Your Trade

Before coming into the dealership, take advantage of our online trade calculator to receive an estimate for your trade. We pay top dollar for your trade-in and want to you see the same market data we see to determine what your vehicle is worth. VALUE YOUR TRADE
When you arrive at the dealership, we will walk around the vehicle to check the accuracy of the mileage, condition and check the vehicle's history. We will also double check the trade-in value to other similar vehicles' in the current market as the market changes daily.
The value of your trade-in vehicle will be subtracted from the price of the new car. However, it's important to consider any money you may still owe on your vehicle, as this can affect the overall total of your new loan.

Your privacy is important to us.

Hertrich Buick GMC of Salisbury takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Hertrich Buick GMC of Salisbury

2016 N Salisbury Blvd.
Directions Salisbury, MD 21801

  • Contact: (410) 202-0178


  • Monday 8:30 am - 8:00 pm
  • Tuesday 8:30 am - 8:00 pm
  • Wednesday 8:30 am - 8:00 pm
  • Thursday 8:30 am - 8:00 pm
  • Friday 8:30 am - 8:00 pm
  • Saturday 8:30 am - 5:00 pm
  • Sunday Closed